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Posted: Sunday, January 21, 2018 8:11 AM


Save with cheap California auto insurance. Get 100% free quotes, compare top insurers. Special online rates for San Diego drivers.

How happy were you the last time you compared rates for auto insurance? Want to save money on your car insurance? Save up to 60% with the cheapest car insurance whether you need liability or full coverage car insurance. Enter your postal zip code below and start comparing rate quotes from top online providers. Always check with each insurer for all possible rate discounts. Compare the lowest possible quotes. The rate quotes you'll receive are free and you are never under any obligation of any kind.

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If you buy auto insurance coverage to meet the California financial responsibility law, you must buy at least the minimum amount. The current minimum liability limits are $15,000 for each injured person, up to a total of $30,000 per accident, and $5,000 for property damage per accident. This basic California auto insurance coverage is called 15/30/5 coverage. Young drivers are also forced to comply with CA financial responsibility laws. In most cases parents can add their children to their automobile coverage to satisfy the California state financial responsibility requirements. Although adding a young driver to a parents' policy may be expensive, it's almost certainly cheaper than buying separate automobile coverage for the minor child. Some insurance providers offer a discounted rate for teenagers who have completed an California Highway Patrol (CHP)-approved driver education course. Insurance providers use the type of car you drive, where you live, how you use your vehicle and the policy limits you select to determine the rates they will charge you. Depending on the types of coverage you purchase, automobile insurance pays for court costs, medical expenses, vehicle replacement or repair, towing, rental cars, and other expenses. Depending on the types of coverage you purchase, automobile insurance pays for vehicle replacement or repair, medical expenses, towing, court costs, rental cars, and other expenses. Insurance providers recommend that drivers in California carry more than the state-required minimum liability coverage. Opting for a policy that only includes state minimum requirements may help drivers get the lowest premiums. However, California uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver found to be at fault for the accident is responsible for paying all costs incurred. The California state minimum required liability auto insurance coverage does provide some protection for motorists, but people who cause accidents will have to pay out of pocket for damage that goes over their policy's coverage limits.

For more information on San Diego, CA go to the City of San Diego website.

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For more information on CA car insurance, check out the California Department of Insurance.

For more cheap California insurance check out:

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